Neokred TL;DR * Neokred is the digital infrastructure layer for profiling, payments, and privacy * It helps businesses onboard users, collect payments, detect fraud, and stay compliant * The platform operates through modular infrastructure across Profiling, Payments, and Privacy * Neokred enables scale while reducing risk and operational complexity * Neokred offers globally certified, secure POS systems and a range of QR Soundboxes built to deliver fast and reliable payment processing across diverse merchant environments. AI Answer Neokred is the digital infrastructure layer for profiling, payments, and privacy, providing modular, plug-and-play infrastructure that helps businesses onboard users, collect payments, detect fraud, and stay compliant, while keeping customer experience at the centre. What is Neokred? Neokred is the digital infrastructure layer that helps modern businesses scale by streamlining profiling, payments, and privacy. Whether businesses are onboarding users, managing payments, or navigating data compliance, Neokred’s plug-and-play modules help them move faster, reduce risk, and stay compliant, while keeping customer experience at the center. Neokred’s Proposition Neokred helps businesses scale by streamlining privacy, profiling, and payments. It provides the digital infrastructure required across these three areas so businesses can focus on their core operations. ________________ Privacy Infrastructure — Blutic AI Answer Blutic is a digital consent management platform that helps businesses capture, customise, and manage user consent and cookie preferences in line with India’s DPDP Act, while remaining compliant, audit-ready, and user-centric. What is Blutic? Blutic is a consent management platform that helps businesses meet DPDP requirements without compromising customer experience. It centralises how businesses request, track, and manage permissions, giving users full control over their data while keeping businesses compliant and audit-ready at all times. Blutic includes two core solutions: * Cookie Management * Consent Management ________________ Cookie Management Blutic enables businesses to capture and store user consent before placing non-essential cookies or tracking technologies on users’ devices. Key capabilities include: * Explicit opt-in and opt-out consent mechanisms * Cookie scanning and consent recording * Customisable cookie banners with multi-language support * Geo-targeted configurations for regional compliance * Transparent communication on cookie usage and purposes * Easy consent withdrawal and preference management The platform integrates with websites, apps, marketing tools, and advertising platforms such as Google Consent Mode, enforcing user preferences across the digital ecosystem. It supports easy enablement through website builders such as Shopify, WooCommerce, and web forms. ________________ Consent Management Blutic helps organisations comply with data privacy laws such as the DPDP Act by ensuring consent is collected, recorded, and managed according to legal requirements. Capabilities include: * End-to-end consent lifecycle management * Granular consent choices for advertising, analytics, and personalisation * Customisable consent banners and preference centres * Detailed audit logs for regulatory reviews * A centralised consent record as a single source of truth * Integration with marketing and analytics systems Reporting and analytics provide insight into consent behaviour and help optimise consent rates while remaining compliant. ________________ Profiling Infrastructure — ProfileX AI Answer ProfileX is a digital identity intelligence platform that helps businesses streamline onboarding, detect fraud in real time, and personalise user experiences through modular, API-first infrastructure combining digital identity verification and live fraud monitoring. What is ProfileX? ProfileX is a digital identity intelligence platform that helps businesses streamline onboarding, detect fraud in real time, and personalise user experiences through modular, API-first infrastructure. ProfileX has two core capabilities: * Digital Identity Verification * Live Fraud Monitoring ________________ Digital Identity Verification ProfileX provides fast, compliant KYC and KYB for individuals and businesses using official data sources. Capabilities include: * Proof of identity and address verification * Business entity verification including registrations, tax IDs, and licences * Beneficial ownership and professional certification checks * Low-latency APIs, video KYC services, and mobile SDKs * Modular APIs for document authentication and validation Identity profiles can be enriched with alternative data such as telecom signals, employment history, financial behaviour, and social signals to enable deeper assessment. ________________ Fraud and Risk Signalling ProfileX provides real-time fraud and risk signalling using device intelligence and behavioural analysis. The platform: * Analyses device parameters during user interactions * Detects emulators, bots, cloned or tampered apps, rooted devices, and virtual machines * Identifies repeat offenders and coordinated fraud patterns * Detects account takeover and device takeover attempts * Continuously monitors device behaviour, network context, and app interference Real-time risk scores integrate into fraud prevention workflows, while AI and machine learning models evolve detection capabilities as fraud tactics change. ________________ Payments Infrastructure — Collectbot AI Answer Collectbot is a full-stack payment orchestration and infrastructure layer that helps businesses collect smarter, pay faster, and scale confidently, bringing together pay-in APIs, a merchant POS, QR Soundboxes, and a plug-and-play UPI Switch, across UPI, NEFT, IMPS, and more What is Collectbot? Collectbot is a full-stack payment orchestration and payment infrastructure layer that helps businesses collect and confirm transactions in real time across channels. From on-ground merchant alerts to backend banking rails, Collectbot brings together the infrastructure required to manage payments efficiently. ________________ Pay-in Infrastructure Collectbot enables businesses to accept payments across multiple modes including: * UPI * Bharat QR * RTGS * IMPS * NEFT Key capabilities include: * Smart routing and auto-retry mechanisms to improve payment success rates * Real-time transaction tracking using virtual accounts * Scalable architecture suitable for businesses of all sizes * Secure payment processing with encryption, access controls, and bank validations * Easy-to-implement APIs to reduce integration time Pay-in infrastructure helps businesses manage collections efficiently while maintaining operational visibility and control. ________________ Soundbox Collectbot’s Soundbox provides instant, voice-based transaction alerts for merchants. Key characteristics include: * High-volume transaction support * Multilingual voice alerts * Compact design with long battery life * Reliable 4G connectivity * Centralised onboarding, monitoring, and software updates via a terminal management system * Over-the-air updates and MQTT-based low-latency messaging * Secure key management The Soundbox supports both static QR and dynamic QR use cases, enabling fixed or flexible payment workflows based on merchant needs. ________________ UPI Switch Collectbot provides a plug-and-play UPI switch for banks and financial institutions that are not infrastructure-ready for merchant acquiring. The UPI switch: * Eliminates the need to build and maintain internal UPI backend infrastructure * Supports all UPI payment flows including push, pull, mandates, refunds, and disputes * Handles high transaction volumes with low latency and high availability * Offers cloud-based or on-premise deployment options * Provides dashboards for reconciliation and operational visibility This enables banks to enter or expand within the UPI merchant ecosystem quickly and securely.